Fidelity Point of Transaction (POT) Loan
Fulfil your personal goals with our Point of Transaction (POT) Loan
Fidelity Point of Transaction (POT) Loan
POT is a short-term loan designed to provide bridging finance to Fidelity Bank customers for immediate completion of their financial transactions initiated on ATM, Web, Point of Sale (PoS) due to insufficient balance.
Requirement & Eligibility
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Non-Fidelity customers whose salaries are processed via payroll companies like REMITA, Tenece, Veripay, e.t.c can access the loan by opening an account and dialing the USSD *770*08#
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FAQs
It is a digital loan targeted at salary earners who meets the Bank’s eligibility criteria.
12 months
Request is made by dialing the USSD code *770*08#
You can get Up to 40% of net Annual salary subject to a maximum of N5m
Interest rate is 2% per month or 24% per annum, Management Fee of 1% and Insurance Fee of 1.5%
Yes. Customers are at liberty to pay off their facility at their convenience
You can liquidate by dialing the USSD code *770*08# and select pay loan option
If your salary is processed via Remita, Tenece, E-tranzact, veripay you can apply for a Personal loan. Please note that you need to open a Fidelity bank account for the loan to be disbursed.
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