Current Account
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Current Accounts
- Fidelity Individual Current Account
- Fidelity Premium Content Account
- Fidelity Bridge Account
- Fidelity Small Business Account
- Fidelity Vintage Account
Current Accounts
Fidelity Individual Current Account
Our traditional current account designed for individuals and business owners seeking dependable and convenient banking services.
- Zero minimum operating balance
- Maintenance fee payable (N1/mille)
- Allows lodgments of cheques and dividend warrants.
- Allows access to loan facilities
- Access to e- banking services
- Duly completed account opening form
- Passport Photograph
- Valid Means of Identification
- Utility Bill
- 2 Satisfactory References
- Completed Site Visitation Report (Account officer)
- Completed KYC Document (Account Officer)
- Duly Signed Dud Cheque Form
Current Accounts
Fidelity Premium Current Account
It Pays To Be Current
Discover the power to do more bank the way you want anywhere anytime
Features
- Basic: Minimum Operating Balance/Monthly Turnover – N5,000/N10M (Individual)
- Prime: Minimum Operating Balance/Monthly Turnover – N200,000/No limit (Individual)
No monthly maintenance fee (provided customers keep the covenants – Required minimum operating balance and monthly debit turnover)
Benefits
- Interest Bearing – 0.5% p.a.
- Invitation to bank organized Lifestyle events.
- Access to loan facilities.
- Access to credit cards (terms and conditions apply)
- Free initial cheque book
- Special discounts from prime shops/SPAs in Nigeria (where Fidelity cards are used).
- Access to Priority Pass Cards (for prime customers)
- Access to financial/investment advisory services.
Requirements
- Duly completed account opening form
- Passport Photograph
- Valid Means of Identification
- Utility Bill
- 2 Satisfactory References
- Completed Site Visitation Report (Account officer)
- Completed KYC Document (Account Officer)
- Duly Signed Dud Cheque Form
Current Accounts
Fidelity Bridge Account
Now you can meet your urgent needs with up to 50% of your monthly salary upfront. Enjoy all the benefits of a current account, plus Zero Maintenance Fee. Talk to us today.
Features
- Zero opening balance
- N1,000 minimum operating balance
- No monthly maintenance fee
Benefits
- Access to 50% of monthly salary in advance (subject to a maximum of N500,000) repayable next pay day.
- Access to other approved consumer loan products.
- Access to the Bank’s bouquet of E-Services
- Enjoy full benefits of current account
Requirements
- Duly completed account opening form
- Passport Photograph
- Valid Staff ID Card
- Letter of Introduction from the Employer (For staff of Corporates with Banking relationship with Fidelity/MDAs without banking relationship with Fidelity)
- Enhanced due Diligence to be conducted by Control/Compliance team (For staff of corporates without banking relationship with Fidelity)
Current Accounts
Fidelity Small Business Account (Individual)
Now you can meet your urgent needs with up to 50% of your monthly salary upfront. Enjoy all the benefits of a current account, plus Zero Maintenance Fee. Talk to us today.
Features
- Account is opened in the personal names of the subscribing micro or small entrepreneurs
- Access to cash back every month (Earn extra money on your account balance) Terms and Conditions apply.
- Invitation to Bank Organized Business Seminars
- Minimum operating balance – N5,000
- Monthly debit turnover of N5M
- No monthly maintenance fee (provided customers keep the covenants – Required minimum operating balance and monthly debit turnover)
Benefits
- Customers can borrow using this account as long as the relevant risk asset acceptance criteria for the loan product(s) are satisfied.
Requirements
- Duly completed account opening form
- Passport Photograph
- Valid Staff Identification
- Utility Bill
- 2 Satisfactory References
- Completed Site Visitation Report (Account officer)
- Completed KYC Document (Account Officer
- Duly Signed Dud Cheque Form
Current Accounts
Fidelity Vintage Account
Now you can meet your urgent needs with up to 50% of your monthly salary upfront. Enjoy all the benefits of a current account, plus Zero Maintenance Fee. Talk to us today.
Features
- Free banking services (no monthly charge)
- Free debit card (to be issued only on customer’s request)
- Interest rate payment on average balance at 0.5% above existing savings rate (subject to MPR movement)
- ₦1,000 minimum operating balance
- Free initial cheque book
- One(1) reference as against two references
- Age – 58 years and above
Benefits
- Access to loyalty/discount schemes – when Fidelity Cards are used at designated locations.
- Fast track lane in branches for ease of banking operations.
- Access to periodic bank organized retirement, investment advisory, and health workshops (in conjunction with PFAs)
Requirements
- Duly completed account opening form
- Passport Photograph
- Valid Staff Identification
- Utility Bill
- 2 Satisfactory References
- Completed Site Visitation Report (Account officer)
- Completed KYC Document (Account Officer
- Duly Signed Dud Cheque Form
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