Low-cost Current Account Offerings
Low-cost Current Account Offerings
Open a current account tailor-made to your business needs online.
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Current Account
Fidelity Small Business Account (FSBA)
With the Fidelity Small Business Account (FSBA), small and medium-scale businesses can thrive like never before as they enjoy zero account maintenance fees if they maintain the prescribed minimum operating balance.
The FSBA has three variants designed for micro, small and medium-scale enterprises considering their business capacities as indicated by their estimated average monthly turnovers. These variants are detailed below:
- Minimum Account Opening Balance: N10,000
- Minimum Daily Balance: N10,000
- Minimum Account Opening Balance: N20,000
- Minimum Daily Balance: N20,000
- Minimum Account Opening Balance: N35,000
- Minimum Daily Balance: N25,000
- No Account Maintenance Fee for all Debit Turnover Amounts
- No Monthly Charges
- No Limit on the Number of Withdrawals, etc.
- Easy Access to Loans
- Free Business Advisory Services
- Assistance to Register your company/business name
Current Account
Fidelity Premium Business Account
The Fidelity Premium Business Account (FPBA) is an interest-bearing current account designed for small and medium-scale businesses. In addition to earning interest on the FPBA, MSMEs subscribed to the FPBA also enjoy free transactions subject to the applicable terms and conditions.
The FPBA has two variants:
- Fidelity Premium Business Account Variant 1
- Fidelity Premium Business Account Variant 2
- ₦100,000 minimum account opening/operating balance
- Maximum account-maintenance-charge-free monthly turnover –N50m
- No fixed monthly charge
- Interest is paid on the average monthly credit balance at an attractive rate
- Free initial cheque book
- Access to loan facilities
- Access to electronic banking services
- ₦500,000 minimum account opening/operating balance
- No cap on account-maintenance-charge-free-monthly turnover
- No fixed monthly charge
- Interest is paid on the average monthly credit balance at an attractive rate
- Free initial cheque book
- Access to loan facilities
- Access to electronic banking services
Current Account
Fidelity Business Plus
The Fidelity Business Plus (FB+) is more than just a bank account. It is a complete business solution for small and medium businesses with a combination of a low-cost enterprise current account and access to the Sage Online Accounting Solution that is designed to enable MSMEs meet the bookkeeping and accounting needs of their businesses.Â
The Fidelity Business Plus (FB+) Account has two variants:
- Fidelity Business Plus (FB+) Account (Growing/Small Enterprise Variant)
- Fidelity Business Plus (FB+) Account (Established/Medium Enterprise Variant)
- ₦20,000 min. opening/operating balance.
- ₦0.40K account maintenance fee for all debit turnover amounts.
- Allows lodgments of cheques and dividend warrants.
- Allows free access to the Sage Accounting package.
- Allows access to loans.
- No fixed monthly fee.
- Access to electronic banking services.
- ₦50,000 min. opening/operating balance.
- ₦0.30K account maintenance fee for all debit turnover amounts.
- Allows lodgments of cheques and dividend warrants.
- Allows free access to the Sage Accounting package.
- Allows access to loans.
- No fixed monthly fee.
- Access to electronic banking services.
- Automated business processes
- Record keeping & inventory management
- Income statement & balance sheet generation
- Management account preparation
- Expenses and customer management, etc.
For more information, visit the nearest Fidelity Bank branch or email us at [email protected]
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