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Personal Loans

Customized loans designed to meet your specific personal needs regardless of your credit situation.

BEGIN YOUR JOURNEY INTO FINANCIAL CONFIDENCE

Personal Loans

PERSONAL LOAN

Fidelity Easy Asset Leasing Scheme

FEALS has been designed for the acquisition of household appliances, brand new vehicles, generators, inverters, laptops and much more.
  • Attractive rate with flexible repayment plan
  • Minimum contribution as low as 20%
  • Flexible repayment plan
  • 48hours approval time
  • Choose from a variety of vendors/dealers and manufactures nationwide

PERSONAL LOAN

Fidelity Personal Loan Scheme

Fidelity Personal Loan Scheme (F-PLS), offers you access to funds to meet personal financial obligations such as; house rent, school fees, hospital bills, travel expenses, etc.
  • Tenor is up to 60 months
  • Attractive interest rate with flexible repayment plan
  • Provision for enhancement( top-up) after part liquidation
  • Provision for loan buy back

PERSONAL LOAN

Personal Mortgage

Own your dream home with Fidelity Personal Mortgage.

  • Repayment up to 10years
  • 10% minimum equity contribution

PERSONAL LOAN

Instant Salary Advance Scheme

Don’t get caught under the weight of mid-month expenses.
With Instant Salary Advance Scheme, you can access up to 50% of your monthly against your next pay day.

  • Minimum required documentation
  • 12 hour approval time

PERSONAL LOAN

Fast Loans

We all need some extra cash every now and then to sort out emergencies, pay school fees or business finance, amongst others.

We have got you covered with this bundle of Fidelity Fast Loans:

FAST LOANS

Payday Loan

This is a digital loan to staff of public and private organizations whose staff salary accounts are domiciled with the Bank.

FAST LOANS

Personal Loan

This is a salary based personal loan to individuals in private and public organizations whose salaries are domiciled with the bank.

FAST LOANS

Fidelity Point of Transaction (POT) Loan

POT is a short-term loan designed to provide bridging finance to Fidelity Bank customers for immediate completion of their financial transactions initiated on ATM, Web, Point of Sale (PoS) due to insufficient balance.

FAST LOANS

Fidelity NYSC Loan

The Bank has made it possible for serving members of the National Youth Service Corps (NYSC) to apply and get instant loans disbursed into their accounts to meet their financial needs.

FAST LOANS

Fidelity Loan On Account Turnover (FLOAT)

The Fidelity Loan On Account Turnover (FLOAT) is an instant loan product for active account holders who have existing banking relationships with the Bank.

FAST LOANS

Migo Loan

Migo is a micro loan service that provides instant access to loan disbursed directly to a customer’s account with no documentation required.

These Fast Loans are accessible via our digital channels – USSD (*770*08#), Fidelity Bank IVY on WhatsApp (090-3000-0302) and Facebook. 

You can also download the Fidelity Online Banking App on Google Play or Apple Stores to get started.

PERSONAL LOAN

Fidelity Credit Card

The Fidelity Visa Credit Card is a revolving credit product designed
to meet your immediate financial needs while giving you the flexibility to pay back with absolute ease.

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