Savings Account
Savings Account
There is definitely a Fidelity savings account for you from our wide array of savings offerings tailored to meet everyone’s lifestyle.
BEGIN YOUR JOURNEY INTO FINANCIAL CONFIDENCE
Savings Accounts
- Fidelity Savings Account
- Fidelity SWEETA Account
- Fidelity Personal Savings Scheme
- High Yield Savings Account
- Fidelity Flex Account
- Fidelity Easi-Save Account
- Fidelity Domiciliary Savings Account
- Fidelity Set Goal Account
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Begin your journey into financial confidence
Open an account now
SAVINGS ACCOUNT
Fidelity Savings Account (FSA)
Let your savings do the talking with a Fidelity Savings Account.
Features
- Open with any amount
- No third party withdrawal
- Earn Regular Monthly Interest (not applicable if customer makes more than 4 withdrawals in a month)
- You can issue draft on this account
- Third party withdrawal not allowed
- Third party lodgments
- Issuance of ATM card and other e-bank channels
- Draft Issuance
- Payment of FIRS Taxes.
Requirements
- One Passport photograph
- Valid means of identification (ID)
- Utility bill (ID)
SAVINGS ACCOUNT
Fidelity Sweet Account
Give the little ones a great head start to their financial journey with a Fidelity SWEETA Account. It’s never too early to start saving for the future.
Features
- Open account with any amount
- Operating balance of N1,000
- Get loyalty cash reward of N150,000 “School Fees Support”
- 30% interest proportion available as Loyalty Scheme
- Opportunity to attend the annual SWEETA party
- Debit cards to account holders from age 15
- Number of withdrawals should not exceed 4 times in order to earn the remaining 70% interest portion monthly
- Allows lodgment of cheques and dividend warrants
- Special gift on your birthday
- Set up standing instruction for the account
Requirements
- 1 passport photograph of the parent/guardian
- 1 passport of the child
- Birth certificate of the child
- Utility bill
- Valid means of Identification of parent/guardian
SAVINGS ACCOUNT
Fidelity Personal Savings Scheme
The Fidelity Personal Savings Scheme is just what you need to reach your financial goals.
Features & Benefits
- Open account with any amount
- Operating balance of N2,000
- Get Loyalty Cash of N500,000 “ Extra income”
- Quarterly Loyalty Scheme
- 30% interest proportion available as Loyalty Scheme
- Number of withdrawals should not exceed 4 times in order to earn the remaining 70% interest portion monthly
- Allows third party withdrawal
- Allows lodgment of cheques and dividend warrants
- Debit cards of choice
- Free access to internal and mobile banking
Requirements
- One Passport photograph
- One completed reference form
- Recent Utility bill
- Valid means of Identification
The Fidelity High Yield Savings Account offers you a great investment opportunity to make your money grow in the long term.
Features
- Open account with any amount
- Minimum Operating balance of N5,000
- Tiered interest rate based on threshold
- Below N100,000 *****5.25% p.a
- N100,000 – N4,999,999 *****6.3% p.a
- N5m - N49,999,999****** 7.3% p.a
- N50m - N99,999,999****** 6.8% p.a
- N100m – N199,999,999****** 6.65% p.a
- N200m and above****** 6.95% p.a
- Earn Regular Monthly Interest (not applicable if customer makes more than 3 withdrawals in a month)
- Debit card of choice
- Allow deposit of cheques/dividend warrants.
- Access to internet banking service
Requirements
- 1 completed reference form
- Valid means of identification
- Utility bill
- 1 Passport photograph
For more information, please contact Fidelity TrueServe on 0700 343 35489; from abroad 0908 798 9069.
SAVINGS ACCOUNT
Fidelity Flex Account
Set your finances on the right path with a Fidelity Flex Account.
Features
- Open account with any amount
- Debit cards of choice
- Lodgment of cheques and dividend warrants
- Earn Regular Monthly Interest ( not applicable if customer makes more than 4 withdrawals in a month)
- 30% interest proportion available as Loyalty Scheme
- Free invitation to our quarterly membership program
- Open to undergraduates, corps members/youth
- Get a customized withdrawal booklet
- Accounts gestation period of 4 years (auto migration to Fidelity Savings Account (FSA) after 4 years and full KYC provided) for undergraduate while gestation period for Flex NYSC is 12 months
- Free intra-bank transfer
- Access to internal banking
Requirements
- One Passport photograph
- School ID or admission letter
SAVINGS ACCOUNT
Fidelity Easi-Save Account (Easi-Save)
The Fidelity Easi-Save account is tailor-made to enable low income earners gain easy access to financial freedom.
Features
- Open account with any amount
- No third party withdrawal
- Earn Regular Monthly Interest (not applicable if customer makes more than 4 withdrawals in a month)
- Daily collection/cash pick up
- Account can be opened with only a passport photograph
- Free e-mail & SMS alert
SAVINGS ACCOUNT
Fidelity Domiciliary Savings Account
Receive Foreign Currency transfers in US Dollars with the Fidelity Domiciliary Savings Account.
Benefits
For Diaspora Remittance
- Open account with any amount from foreign currency proceeds.
- Receive proceeds in US Dollars.
- Regular monthly interest (not applicable if the customer makes more than 3 withdrawals in a month).
- No withdrawal charges
- No KYC needed
- $2000 withdrawal limit on the account.
- No Dom transfers or 3-party withdrawal.
For other Purposes
- Minimum opening balance of $ 20, € 20 or £ 20 or its equivalent in other major currencies.
- Regular Monthly Interest (not applicable if customer makes more than 3 withdrawals in a month).
- Allows 3-party withdrawal and DOM transfers
- Withdrawal/Transfer charges apply
- Account can be operated either as an individual or a joint account.
- Customer to provide full KYC Details
- Foreign Cheques/Instruments can be credited to the account.
- A serialized non-clearing cheque-type withdrawal booklet for withdrawal purpose by account holder only.
Requirements
For Diaspora Remittance
- Completed Account Opening Form
- Valid ID
- BVN
- Passport Photograph
For Other Purposes
- Completed Account Opening Form
- Valid ID
- BVN
- Passport Photograph
- Utility Bill
- 2 references
SAVINGS ACCOUNT
Fidelity Set Goal Account
Set Goal Account is a virtual savings account that helps individuals to save for a project with ease. With set goal account, you can stop spending excessively and put away funds you don’t want to spend/touch.
Benefits
- Open to both individual and group
- Monthly interest payment (Prevailing interest rate + 1.75% spread index)
- Minimum savings plan of 3 months
- Mandatory standing order of any amount
- Standing order frequency can be daily, weekly, quarterly or annually
- Unlimited number of sub accounts can be opened for different financial goals and targets.
- Withdrawal is at the end of the savings plan
- Earn premium monthly interest (not applicable if customer makes more than 1 withdrawal in a month)
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