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Fidelity Loan On Account Turnover

Fulfil your personal goals with our Fidelity Loan On Account Turnover

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Fidelity Loan On Account Turnover (FLOAT)

The Fidelity Loan On Account Turnover (FLOAT) is an instant loan product for active account holders who have existing banking relationships with the Bank.

Requirement & Eligibility

No collateral required

No guarantor required

No hidden fees

Terms & Features

Tenor – 30 days

Interest rate – 4.5% flat

Maximum loan amount – N100,000

Loan extension for another 30 days (only once)

Restructuring fee – 0.5%

Instant loan/credit disbursed into Fidelity Bank account

Channels

Non-Fidelity customers whose salaries are processed via payroll companies like REMITA, Tenece, Veripay, e.t.c can access the loan by opening an account and dialing the USSD *770*08#

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FAQs

What is Digital Personal loan?

It is a digital loan targeted at salary earners who meets the Bank’s eligibility criteria.

What is the tenor for the Digital Personal loan

12 months

How do I request for a digital personal loan?

Request is made by dialing the USSD code *770*08#

How much can I get with Digital Personal Loan?

You can get Up to 40% of net Annual salary subject to a maximum of N5m

What are the rates/fee for the Digital Personal Loan?

Interest rate is 2% per month or 24% per annum, Management Fee of 1% and Insurance Fee of 1.5%

Can I pre-liquidate my Digital Personal loan?

Yes. Customers are at liberty to pay off their facility at their convenience

How can I liquidate my Digital Personal Loan?

You can liquidate by dialing the USSD code *770*08# and select pay loan option

Can Non-Fidelity customers access a Personal loan?

If your salary is processed via Remita, Tenece, E-tranzact, veripay you can apply for a Personal loan. Please note that you need to open a Fidelity bank account for the loan to be disbursed.

More from Fidelity Loan On Account Turnover (FLOAT)

Terms & Conditions

For more information on the T&Cs, click here

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