Payday Loan
Fulfil your personal goals with our payday loan
Payday Loan
This is a digital loan to staff of public and private organizations whose staff salary accounts are domiciled with the
Bank.
Requirement & Eligibility
Terms & Features of Payday Loan
Channels
Interested in Payday Loan
kindly fill the form below
FAQs
It is a digital loan product targeted at salary earners who meets the Bank’s eligibility criteria.
30 days
Maximum of 50% of your net monthly salary subject to a maximum amount of N500,000.00
The fee is 4.5% which is taken upfront
Yes you can. You can self-liquidate by dialing *770*08# and select the pay loan option.
- Phone number not linked to your account
- Evidence of non-receipt of salary in the past six(6) months
- Outstanding loan(s) in Fidelity bank or other banks
- Existing loan and if the monthly repayment is higher than your eligible amount.
- Bad credit rating
Instantly upon successful loan request
The loan amount will be deducted at the end of the 30days tenor
Kindly visit the nearest Fidelity Bank Branch with your Passport Photograph, Valid ID and Recent Utility bill (Electricity bill, e.t.c). Once this is done, you can dial the
USSD code *770*08#.
No, it does not. If your salary is processed via Remita, Tenece, E-tranzact, veripay you can also apply for a payday loan. Please note that you need to open a Fidelity bank account for the loan to be disbursed.
Stay Close, We Are Always Here
About Fidelity
Help & Support
Digital Channels
