Send Money Across Africa Instantly with PAPSS
Now available on the Fidelity Mobile App & Online Banking
Home / Pan-African Payment & Settlement System
Pan-African Payment & Settlement System (PAPSS)
PAPSS (Pan-African Payment & Settlement System) lets you move money across African countries instantly, securely, and in local currencies. No correspondent banks, no delays.
Why Use PAPSS?
- Instant Africa-to-Africa transfers
- Lower cost than traditional international routes
- Secure, authenticated transactions
- Perfect for business payments, school fees, and family support
- Available 24/7 on Mobile & Online Banking
How It Works
Step 1
Update your Fidelity Mobile App
Step 2
Log in → Tap Transfers
Step 3
Select PAPSS Transfer
Step 4
Enter beneficiary details & send
OR Simply walk into the closest Fidelity branch to get started
Ready to try it?
Update your app or log in to Online Banking today.
Scan to Download Fidelity Mobile App
Frequently Asked Questions
NQR Code means NIBSS Quick Response Code and it is a secure platform for merchants (business/store owners) and their customers to make and receive instant payments.
Merchants on the NQR platform display QR Codes generated to receive payments from payers at their locations. Payers/customers select the “NIBSS NQR” option on Fidelity Mobile App and scan the displayed NQR Code to make payment to the merchant. Merchants and Payers get instant notification of payment made.
NQR provides many advantages over existing e-payment solutions to both merchants and payers. These include:
- Instant value to merchants for all transactions.
- Zero cost of onboarding, infrastructure and otherwise, to the merchant.
- Instant notifications to both merchants and payers of payment made.
- Lower transaction fees across the various price bands
- A reconciliation and reporting portal for merchants.
Business owners (big or small)/Merchants can use the NQR Code to receive payments from individuals and get instant value in their bank account.
Merchants only need to complete the sign-up form below
Customers/Payers can call our 24/7 contact centre on 0700 343 35489 or send an email to [email protected]