We all need some extra cash every now and then to pay for an emergency need, school fees or a car purchase amongst others. We got you covered! Talk to us today about FastLoans. Dial *770*08# to access our digital Fastloans.

PayDay Loan
PayDay Loan is a short term loan designed to meet immediate need of a salary earner whose account is domiciled with Fidelity Bank. The loan which will be disbursed in less than 2 minutes can be accessed through the Fidelity Bank digital channels.
PAYDAY LOAN RISK ASSESSMENT AND ACCEPTANCE CRITERIA (RAAC)/ELIGIBILITY

  1. Must be a salary earner
  2. Salary must be domiciled with Fidelity Bank Plc
  3. Must have received at minimum, 3 consecutive month salary with Fidelity Bank Plc
  4. Must have a clean credit report

TERMS OF PAYDAY LOAN

  • Loan Amount – Up to 50% of your net salary income with Fidelity Bank Plc
  • Minimum Loan Amount – ₦10,000.00
  • Maximum Loan Amount – ₦1,000,000.00
  • Purpose – To serve as a bridging finance to meet immediate need
  • Due Date – Last day of the month
  • Interest and Fees – The interest rate for the facility is 2.95% (Subject to periodic reviews in line with prevailing market conditions)
  • Default Rate – 1% flat monthly charge.
  • Service Charge – ₦100

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Kwikmoney

Details Kwikmoney
Interest 15% flat (minimum)
Fee None
Tenor 14 days
Collateral No
Eligibility 1. Must have a bank account
2. Must recharge your phone
3. Phone must be registered with the bank
Personal Loan
Car Loan

Veripay