Fidelity SME Banking
Fidelity SME Banking
We are committed to helping you grow your business.
ABOUT SME BANKING
Let's Grow
Your Business
For us as a bank, our focus on the MSME segment is to, in the main, bridge the yawning gap for capacity building in the small and medium enterprises development space and help MSMEs in Nigeria build the needed capacity for entrepreneurial success.
To help us drive the foregoing and very importantly, the achievement of our objectives of building and positioning Nigerian MSMEs for sustained business growth, we have in place, a suite of tailored offerings that have been put together by us to provide the following key support types amongst others, that MSMEs in the Nigerian environment require:
- Business management capacity building support in the form of one-on-one advisory and handholding support, group/cluster focused advisory and handholding support, linkages to low cost shared platforms for access to quality backend and frontend business support services, etc.
- Low-cost/affordable banking products and services. This is because by nature, MSMEs are cost sensitive. Therefore, they want a bank that recognizes this fact and are able to offer them, low-cost banking products and services e.g. low to zero cost current account products, convenient and easy to use digital transactions processing/facilitation platforms-payments and collections, funds management products, etc.
- Easy access to credit facilities that are low-interest, have flexible collateral requirements, etc.
Business management capacity building support in the form of one-on-one advisory and handholding support, group/cluster focused advisory and handholding support, linkages to low cost shared platforms for access to quality backend and frontend business support services, etc.
Low-cost/affordable banking products and services. This is because by nature, MSMEs are cost sensitive. Therefore, they want a bank that recognizes this fact and are able to offer them, low-cost banking products and services e.g. low to zero cost current account products, convenient and easy to use digital transactions processing/facilitation platforms-payments and collections, funds management products, etc.
Easy access to credit facilities that are low-interest, have flexible collateral requirements, etc.
PRODUCTS AND OFFERINGS
The Fidelity
SME Academy
Under the auspices of the Fidelity SME Academy, MSMEs who are either prospective or existing customers of the bank enjoy free capacity building support services that straddle the following:
- Tailored one-on-one, virtual or scheduled business advisory services
- Linkages to outsourcing services providers and shared services platforms
- Access to business management capacity building programmes with alliance partners.
- The Fidelity SME Forum
PRODUCTS AND OFFERINGS
Low-cost Current
Account Offerings
We have tailor-made, low cost current account offering for MSMEs designed to ensure every MSME has no reasons whatsoever, not to pass its transactions through a bank account.
- Fidelity Small Business Account
- Fidelity Premium Business Account
- Fidelity Business Plus (FB+) Account
PRODUCTS AND OFFERINGS
Tailored
Loan Products
Our loan products for MSMEs have been tailored to help further ease the poor-access-to-finance burden confronting MSMEs in Nigeria in line with our avowed desire to be at all times, the go-to bank for funding and allied support for MSMEs powering the growth and development of the Nigerian economy.Â
These bespoke financing/loan products are detailed below:
- The Commercial Support Short Term Loan (CSSTL)
- Traders Support Facility (TSF)
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- T Commercial Support Overdraft (CSO)
- The Fidelity Distributors’ Finance Scheme
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- Fidelity EduLoan Offering
- Fidelity Private Medical Support Scheme (FPMEDSS)
- Fidelity Pharmacy Support Scheme
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- Development Bank of Nigeria (DBN) On-lending Scheme for SMEs and Small Corporates
- African Development Bank (AfDB) On-lending Scheme for SMEs
- Bank of Industry (BOI) On-Lending Fund for SMEs
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How much can I borrow?
Get an idea of how much you could borrow, and what your repayments could be – all before you apply.
Estimate Loan Amount
Estimate Loan Amount
Daily Payment
Monthly Payment
Management Fee
N5,000
Total Amount Payable
Monthly Payment
How much can I borrow?
Get an idea of how much you could borrow, and what your repayments could be – all before you apply.
Estimate Loan Amount
Estimate Loan Amount
Monthly Payment
Yearly Payment
Total Amount Payable
Monthly Payment
How much can I borrow?
Get an idea of how much you could borrow, and what your repayments could be – all before you apply.
Estimate Loan Amount
Estimate Loan Amount
Yearly Payment
Yearly Payment
Total Amount Payable
Monthly Payment
How much can I borrow?
Get an idea of how much you could borrow, and what your repayments could be – all before you apply.
Estimate Loan Amount
Estimate Loan Amount
Yearly Payment
Yearly Payment
Total Amount Payable
Monthly Payment
Open a Fidelity Bank Account Today
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