It is a digital loan targeted at salary earners who meets the Bank’s eligibility criteria.

12 months

Request is made by dialing the USSD code *770*08#

You can get Up to 40% of net Annual salary subject to a maximum of N5m

Interest rate is 2% per month or 24% per annum, Management Fee of 1% and Insurance Fee of 1.5%

Yes. Customers are at liberty to pay off their facility at their convenience

You can liquidate by dialing the USSD code *770*08# and select pay loan option

If your salary is processed via Remita, Tenece, E-tranzact, veripay you can apply for a Personal loan. Please note that you need to open a Fidelity bank account for the loan to be disbursed.